Send Money to Nigeria from USA Bank Accounts

If you want to send money to Nigeria from USA, you can use your bank account. The traditional method of sending from your US bank account to a bank account in Nigeria can be expensive and time consuming. Luckily, you can also use your US bank account to send money through a money transfer service such as Ping Express, and that is faster, easier, and more convenient. Here’s a look at both options to help you decide.


Send Money to Nigeria from USA Bank Account

If you have a bank account, you can call a customer service rep or go in and speak to a banker about transferring money to Nigeria. This is called an international wire transfer, and in order to send money in this way, you need the other person’s bank account number and a special routing number for incoming international wire transfers.

With that information, your personal banker can start the transfer. Usually, you pay a fee to initiate the transfer, and the recipient may also have to pay a fee to receive the transfer. In some cases, there are intermediary fees, especially if the funds have to pass through multiple bank accounts. This process takes anywhere from a week or two to complete.


Send Money to Nigeria Using a Money Transfer Service

Alternatively, you can send money to Nigeria from USA using your bank account but without doing an international money transfer. If you decide to send money through an online money transfer service such as Ping Express, you simply enter a few details about the recipient.

Then, you pay using your bank account. You can use a debit or credit card attached to your bank account to make the payment, or in some cases, you can set up an automatic withdrawal or an electronic payment.


Benefits of Using a Money Transfer Service

When you decide to use a money transfer service, you get to enjoy a range of benefits. The recipient doesn’t necessarily need a bank account. You can transfer funds to a debit card or a mobile wallet. In some cases, you can even opt to add minutes to their phone.

That makes the transfer easier for the recipient. They don’t need to worry about opening a bank account or travelling to a special office to receive their funds. Instead, the funds just show up where they need them.

Additionally, there are no hidden fees when you work with a money transfer service. With Ping Express, all of the overhead is built into the exchange rate. If the exchange rate looks good to you, that’s all you pay. The recipient also doesn’t have to worry about fees. The amount you send is the exact amount that they receive.


If you are ready to send money to Nigeria from USA, you can use your bank account to pay for the transfer, but you don’t have to worry about the hassles of setting up an international wire transfer. Instead, you can do the process easily online at the Ping Express website. If desired, you can even download the Ping Express app and make the process even easier.

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